The Fixed Income Plan aims at generating relatively steady returns. With no investment in equity, the Plan is ideal for those who have low risk tolerance and are willing to accept lower returns in exchange for a higher degree of stability (than that offered by the Default Plan and the EQ35 Plan).
Under this Plan, investments are limited to bank deposits, bonds, derivatives and other similar financial instruments in the domestic and international markets. Measures may be taken to minimise risks resulting from exchange rate fluctuations.