The Life Path Plan focuses on producing sufficient savings for retirement. The proportion of equity in investment portfolio is higher for young fund members for potentially higher return in the long run. The equity proportion, however, will be gradually reduced as members approach retirement to avoid potential losses from market fluctuations.
The Life Path Plan is designed to accommodate all fund members regardless of their retirement ages. The GPF will manage members' investment portfolio based on the information provided in their profile and their investment choice. Members are advised to change their investment choice if their actual retirement age has changed.