The Deposit and Short-Term Fixed Income Plan prioritises the preservation of capital. The investment risk is therefore the lowest among all the Member Investment Choices. Since this Plan invests exclusively in short-term bonds, the returns can be expected to be the lowest compared to those from other plans.
This Investment Plan is ideal for those with a short period of time in which to invest their money, those approaching retirement and those needing cash in the near future. In short, it is suitable for people who do not wish to lose their savings due to market fluctuations at the time when they make a withdrawal.
The Deposit and Short-Term Fixed Income Plan invests only in bank deposits, bonds and other similar financial instruments with maturities of less than 1 year.